v1 - International Watchlist

Trulioo offers comprehensive coverage of global AML (Anti-money Laundering) risk data sources including sanction lists such as OFAC, UN, HMT, EU, DFAT, law enforcement lists (Interpol, country specific government and state agencies, and police forces) and governing regulatory bodies (financial and securities commissions) from around the world.

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The GlobalGateway AML Watchlist helps you comply with domestic and international AML, CTF and sanctions the enforcement regulations.

How Real-Time AML Watchlist Checking Works?

• Trulioo clients who enable the GlobalGateway Enhanced Watchlist with their verification services receive two distinct sets of data per identity check.
• The first verifies the identity of an individual, and the second checks against a multitude of government watchlists worldwide.
• If there is a positive match, or a “hit” on the watchlist, a link directs the user to the watchlist results.
• The detailed information provided lets clients determine the applicability of the watchlist hit and determine their next steps.

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To see the WatchlistHitDetails Object you must set VerboseMode:true in the request.

Once configured, a watchlist response will look like the following:

"AppendedFields": [
  {
    "FieldName": "WatchlistState",
    "Data": "Hit"
  },
  {
    "FieldName": "WatchlistData",
    "Data": ""
  },
  {
    "FieldName": "WatchlistHitDetails",
    "Data": [
    {
        "fields": [
            {
                "name": "Date of Birth",
                "source": "datasource",
                "value": "1909-09-24"
            },
            {
                "name": "Political Position",
                "source": "datasource",
                "value": "description of political position"
            }
        ],
        "name": "name",
        "sources": [
            "datasource1",
            "datasource2"
        ],
        "types": [
            "sourceType1",
            "sourceType2"
        ]
    }
]
  }
],

We have explained each of the components of the above JSON:

WatchlistState: "Hit" or "Clear".
WatchlistData: Either the URL or type of the hit.
WatchlistHitDetails: A JSON array containing the data that resulted in a watchlist hit. You can see the structure in the response example. You must set VerboseMode:true in the request.

• "fields" have the values for the hit gotten.
• "name" is the name of the hit data.
• "sources" is a list containing the sources that a hit was found on.
• "types" is a list of the types of sources that a hit was found on.