Understanding Standardized Fields

There is a lot of variation in how information for businesses is stored in various datasources, countries and jurisdictions due to local norms. As a result, the information received by Trulioo and previously displayed to you could have a lot of variability and unpredictability which made it difficult for API programmers to consume these responses across multiple geographies.

With the launch of Standardized Fields in KYB, you can expect more predictable and uniform responses to your business verification requests, making it easier to interpret results across all countries and jurisdictions as well as build streamlined internal processes on top of.

Once your account configurations are updated to standardized datasource variants, you will be able to view the new responses across normalized API (NAPI) as well as on Customer Portal.

What are Standardized Complex Objects?

The new Standardized Complex Objects are JSON objects which allow for the information received to be stored in a structured format. A Standardized Complex Object will have a defined format in terms of one or more properties and their associated values. These are hierarchical, so properties fall under their parent Standardized Complex Object and can be repeated in case multiple records exist.

Example:

 Complex Object “Super Heroes” defined as
 Properties - 
      {
           Name : “String”,
           Age : Number,
           Secret Identity : “Name”,
      }

Example Response

"Super Heroes":
[
   {
      "Name":"Superman",
      "Age":35,
      "Secret Identity":"Clark Kent"
   },
   {
      "Name":"Spiderman",
      "Age":20,
      "Secret Identity":"Peter Parker"
   }
]

The details of the new standardized Complex Objects are outlined below. Please note, not all the properties mentioned below will be returned in every verification, this will depend on the configured country and underlying datasource.

Standardized Registration Numbers

Property	Notes
RegistrationNumber
RegistrationNumberType	Describes what kind of Registration Number it is - it could be Business Registration Number or Tax ID Number. In some countries, there are multiple numbers to identify a company.

Example Response

[
  {
   "Number":"0000123456",
   "Type":"USA SEC CIK NUMBER"
},
{
   "Number":"C45678",
   "Type":"USA FL DOCUMENT NO"
},
{
   "Number":"975864",
   "Type":"USA FEI NUMBER"
}
]

Standardized Business Names

Property	Notes
Name	The actual name value. Eg. “John’s Doughnuts” or “1825 BC Ltd”
Type	The ‘type’ of Entity Name. Possible values are: - Input Business Name - Input Tradestyle Name - Returned Business Name - Returned Alternate Name - Translated Input Name - Transliterated Input Name - Translated Returned Name - Transliterated Returned Name - Returned Previous Name
UsedForMatching	A boolean field to indicate the name pairing that was used if there was a ‘match’ set on business name.

Example Response

{
"StandardizedBusinessName":
[
 {
  "Name":"Footy FC",
  "Type":"Returned Business Name",
  "UsedForMatching":true
 },
 {
  "Name":"FOOTYFCINSPANISH",
  "Type":"Input Business Name",
  "UsedForMatching":false
MATCH
 },
{
  "Name":"Footy FC",
  "Type":"Translated Input Name",
  "UsedForMatching":true
 },
{
  "Name":"Juve FC",
  "Type":"Returned Alternate Name",
  "UsedForMatching":false
 },
{
  "Name":"OlderName",
  "Type":"Returned Previous Name",
  "UsedForMatching":false
}
 ]
  }

Standardized Locations

Propery	Notes
LocationType	Could be Primary, Registered, Mailing, Operational addresses
Address1
BuildingName
BuildingNumber
UnitNumber
StreetName
StreetType
City
PostalCode
StateProvinceCode
CountryCode
POBox

Example Response

[
  {
   "LocationType":"registered",
   "Address1":"1 SW Bow Street, Portland, OR 97005-6453",
   "BuildingNumber":"1",
   "StreetName":"SW Bow Street",
   "StreetType":"Drive",
   "City":"Portland",
   "StateProvinceCode":"OR",
   "PostalCode":"97005-6453",
   "CountryCode":"US"
},
{
   "LocationType":"mailing",
   "Address1":"1 SW Bow Street, Portland, OR 97005-6453",
   "BuildingNumber":"1",
   "StreetName":"SW Bow Street",
   "StreetType":"Drive",
   "City":"Portland",
   "StateProvinceCode":"OR",
   "PostalCode":"97005-6453",
   "CountryCode":"US"
}
]

Standardized Communication

Property	Notes
CommunicationValue	Phone number, email, or website
CommunicationType	Description of above

Example Response

[
  {
   "Value":"512346",
   "Type":"Telephone"
},
{
   "Value":"91827364",
   "Type":"Telephone"
},
{
   "Value":"[email protected]",
   "Type":"email"
}
  ]

Standardized Industries

Property	Notes
IndustryCode
IndustryDescription	Literal description of the industry code
IndustryCodeType	Code system name, for example, North American Industry Classification System (NAICS)

Example Response

[
  {
   "Code":"325510",
   "CodeType":"Unknown",
   "Description":"Paint and Coating Manufacturing"
},
{
   "Code":"327110",
   "CodeType":"NAICS",
   "Description":"Pottery, Ceramics, and Plumbing Fixture Manufacturing”
}
  ]

Standardized Incorporation Details

Property	Notes
JurisdicitionofIncorporation	Jurisdiction where the business is incorporated
HomeJurisdiction	The original jurisdiction of incorporation
BusinessLegalForm	Type of corporate structure the business was incorporated using (standardized value)
OriginalBusinessLegalForm	Type of corporate structure the business was incorporated using (original value)
DayofIncorporation	Date of Incorporation - day
MonthofIncorporation	Date of Incorporation - month
YearofIncorporation	Date of Incorporation - year
DerivedBusinessAgeInMonths	Age of the business (in months) based on Date of Incorporation & current date

Example Response

{
"StandardizedIncorporationDetails":
[
 {
  "JurisdicitionofIncorporation":"BC",
  "HomeJurisdicition":"AB",
  "BusinessLegalForm":"Non-profit Organization",
  "OriginalBusinessLegalForm":"Society",
  "DayofIncorporation":"17",
  "MonthofIncorporation":"6",
  "YearofIncorporation":"2019",
  "DerivedBusinessAgeInMonths":"52.3",
 }
 ]
  }

Standardized Share Capital

Property	Notes
CapitalAmount	The amount of the capital in the specified currency
CapitalType	The type of capital in question
Currency	Currency type (ex. USD, CNY, INR etc.)

Example Response

[
{
   "CapitalAmount":"10500",
   "CapitalType":"Paid up",
   "Currency":"USD"
},
{
   "CapitalAmount":"20000",
   "CapitalType":"Unknown",
   "Currency":"INR”
}
]

Standardized Stock Exchanges

Property	Notes
TickerName	The ticker symbol of the company, may include the stock exchange name where available
TickerExchange
TickerCountry	Country of the stock exchange

Example Response

[
  {
   "TickerName":"XYZ",
   "TickerExchange":"NASDAQ",
   "TickerCountry":"US"
},
{
   "TickerName":"XYZA",
   "TickerExchange":"TSX",
   "TickerCountry":"CANADA"
} 
]

Standardized Directors Officers

Property	Notes
GivenName	This could be First + Middle Name
Surname
FullName
NationalIDNumber
DateOfBirth
FullAddress
Position
Designation
Type	This could be Partner or Agent, (anything other than Shareholders and Beneficial Owners)
Status	Active, Resigned
BeginDate
EndDate

Example Response

[
  {
   "FullName":"Steve M.",
   "FullAddress":[
      "TEN CEDAR DRIVE, PORTLAND OR 97005"
                 ],
   "Type":"Individual",
   "Status":"Active",
   "BeginDate":"Unknown"
},
{
   "FullName":"JOHN O’BRIEN",
   "FullAddress":[
      "1 SW Bow Street, Portland, OR 97005-6453"
                 ], 
	"Position" :"President - Affiliates", 
	"Type":"Individual", 
	"Status": "Active", 
	"BeginDate": "Unknown"
}, 
{
	"FullName": "MARK WILLIAMSON",
	"FullAddress": [
			"1 SW Bow Street, Portland, OR 97005-6453",
      "22 CALGARY AVENUE,SEATTLE,WA"
                 ],
	"Position": "CHIEF OPERATING OFFICER",
	"Type": "Individual",
	"Status": "Active",
	"BeginDate": "Unknown"
	}
]

Standardized Company Ownership Hierarchy

The company ownership objects will be comprised of the following two objects:

Object
Ownerships
Relationships

Ownerships Object Field Mapping

Property	Notes
UniqueID	Global Gateway generated ID
VendorID	ID assigned by Vendor
DUNSNumber
NationalIDNumber
FullName
GivenName	This could be First + Middle Name
Surname
BeneficiaryType
BusinessEntityType
FullAddress
City
StateProvinceCode
PostalCode
CountryCode
Nationality
DateOfBirth
ResidenceCountry
LegalAuthority
LegalForm
IsOutOfBusiness
ControlOwnershipType
ControlOwnershipConfidenceLevel
DegreeOfSeparation	This is a measure of the distance between the company being verified and other entities in its ownership structure 0 for the company being verified, 1 for direct owners, 2 for entities owning direct owners and so on
Shares	This is for datasources that have discrete number of shares held by an entity
DirectOwnershipPercentage
IndirectOwnershipPercentage
BeneficialOwnershipPercentage
InferredDirectOwnershipPercentage
InferredIndirectOwnershipPercentage
InferredBeneficialOwnershipPercentage
OwernshipNotes	Some datasources may not return actual percentage and return a string similar to "Owns 75-100% of voting rights" and "Has right to appoint and remove directors"
OwnershipUnavailableReasons

Example Response

[
   {
      "UniqueId":"2",
      "VendorId":"Vihjbkj3JEewLqCcEQ",
      "FullName":"Jill Stan",
      "BeneficiaryType":"Class B Common Stock",
      "BusinessEntityType":"person",
      "FullAddress":[
         "17 Autumn Avenue, BEAVERTON OR 96129"
      ],
      "CountryCode":"USA",
      "DegreeOfSeparation":1,
      "Shares":3164.0
   },
   {
      "UniqueId":"3",
      "VendorId":"rzCYmGHUf42WXmJmd1aA",
      "FullName":"JOHN ROGER A",
      "BeneficiaryType":"Class B Common Stock",
      "BusinessEntityType":"person",
      "FullAddress":[
         "35 NEW STREET, NW, WASHINGTON, DC, 2113"
      ],
      "CountryCode":"USA",
      "DegreeOfSeparation":1,
      "Shares":26963.0
   },
   {
      "UniqueId":"4",
      "VendorId":"G8379wGHTOqka9Ho0Ig",
      "FullName":"TOM BRYAN",
      "BeneficiaryType":"Class B Common Stock",
      "BusinessEntityType":"person",
      "FullAddress":[
         "15 COHO DRIVE, PORTLAND, OR, 90289"
      ],
      "CountryCode":"USA",
      "DegreeOfSeparation":1,
      "Shares":109884.91
   }
]

Ownership Summary Object Field Mapping

Summarized view of the company's ownership

Property	Notes
Total Ownership Count	The total number of ownership entities identified
Maximum Degree of Separation	The highest ‘degree of separation’ identified
Organizations Count	The number of ownership entities identified that are organizations / businesses
Individuals Count	The number of ownership entities identified that are people
Unknowns Count	The number of ownership entities identified that we were unable to classify as an Individual or Organization
Total Allocated Ownership Percentage	The sum of all Ownership Percentages from the identified entities

Example Response

"OwnershipSummary":
{
  "TotalOwnershipCount":2,  
  "MaximumDegreeOfSeparation":1,
  "TotalAllocatedOwnershipPercentage":75.0,
  "OrganizationsCount":2,
  "IndividualsCount":0,
  "UnknownsCount":0
}

Relationships Object Field Mapping

For each company, there could be multiple ownership relationships. This Complex Object represents an array of relationships.

Property	Notes
RelationshipID	GlobalGateway generated
ParentUniqueID	The is the entity owned by another entity
TargetUniqueID	This is the entity that owns the Parent ID
RelationshipTypeDescription
SharePercentage
InferredSharePercentage
ControlTypeDescription
ControlClassDescription
ControlStartDate
DirectControl	True / False
RelationshipNotes	Some datasources may not return actual percentage and return a string similar to "Owns 75-100% of voting rights" and "Has right to appoint and remove directors"

Example Response

[
   {
      "RelationshipID":"1",
      "ParentUniqueID":"2267180",
      "TargetUniqueID":"267390",
      "RelationshipTypeDescription":"Unknown",
      "SharePercentage":5.6,
      "ControlTypeDescription":"Owned",
      "ControlClassDescription":"",
      "ControlStartDate":"",
      "RelationshipNotes":""
   },
   {
      "RelationshipID":"1",
      "ParentUniqueID":"2267180",
      "TargetUniqueID":"267390",
      "RelationshipTypeDescription":"Unknown",
      "SharePercentage":0.001,
      "ControlTypeDescription":"Owned",
      "ControlClassDescription":"",
      "ControlStartDate":"",
      "RelationshipNotes":""
   }
]

Standardized Metadata

Property	Notes
Sources	This is an array to store names of underlying sources
CompanyProfileLastUpdate	Complex JSON object to store segmented Year, Month, Day when the Company profile information was last updated in the underlying source
DirectorsOfficersLastUpdate	Complex JSON object to store segmented Year, Month, Day when the Directors & Officers information was last updated in the underlying source
OwnershipLastUpdate	Complex JSON object to store segmented Year, Month, Day when the Ownership information was last updated in the underlying source
DataRetrievalDate	Complex JSON object to store segmented Year, Month, Day when the company information was retrieved from the underlying source

Example Response

{
   "Sources":[
      "Companies House United Kingdom"
   ],
   "UpdateData":[
      {
         "Type":"CompanyProfileLastUpdate",
         "Date":{
            "Day":"25",
            "Month":"10",
            "Year":"2022"
         }
      },
      {
         "Type":"DirectorsOfficersLastUpdate",
         "Date":{
            "Day":"25",
            "Month":"10",
            "Year":"2022"
         }
      },
     {
         "Type":"OwnershipLastUpdate",
         "Date":{
            "Day":"25",
            "Month":"10",
            "Year":"2022"
         }
      },
      {
         "Type":"DataRetrievalDate",
         "Date":{
            "Day":"25",
            "Month":"10",
            "Year":"2022"
         }
      },
   ]
}

Standardized Filings

Which Countries Are Filings Supported?

United States
China

What filings are available in each country ?

US

Financing Statement Filings
Mortgages and Charges
Judgements
Bankruptcy
Insolvency
Liquidation
Suits
Liens
Claims
Commercial Collection Claims

China

Change Records
Abnormal Business Records
Blacklisted Records

How Do I Access Filings Data in the US and China?

One of the following datasource groups must be configured for US:
Business Insights 480052
Ownership Tree 480052

The following datasource group must be configured for China:
Business Insights 500658

Both the Enhanced Profile and Filings fields must be set to True in order to receive Standardized Filing appended data.

Property	Notes
FilingCategory	Possible values : Financing Statement Filings Mortgages And Charges Judgements Bankruptcy Insolvency Liquidation Suits Liens Claims Commercial Collection Claims Violations (China Only) Change Record (China Only)
FilingType	A specific filing type, for example Tax Lien
FilingDescription	Text description of the filing, usually the reason for the filing
FilingReference	Should be the unique identifier of the filing
FilingStartDate
FilingEndDate
FilingAmount	Amount involved
FilingAmountCurrency
FilingRolePlayers	List of participants in the filing
Filing Role Players Properties	Note
Name	Name of the party involved
RoleDescription	Role of the party involved, for example, Lien Holder, Filing Office, or Debtors
Address1
City
StateProvince
PostalCode
Country

Example Response - US

{  
  					" FilingCategory ": " Liens ",
            " FilingType ": " Tax Lien ",
            " FilingReference ": " 003293287 ",
            " FilingStartDate ": " 2014 - 10 - 03 ",
            " FilingEndDate ": " 2015 - 01 - 22 ",
            " FilingAmount ": " 2994 ",
            " FilingAmountCurrency ": " USD ",
            " FilingRolePlayers ": [{
                    " Name ": " NEW YORK COUNTY SUPREME COURT ",
                    " RoleDescription ": " Filing Office ",
                    " Address1 ": " 60 CENTRE STREET ",
                    " City ": " NEW YORK ",
                    " StateProvince ": " NY ",
                    " PostalCode ": " 10007 "
                }, {
                    " Name ": " NYC DEPARTMENT OF FINANCE ",
                    " RoleDescription ": " Lien Holder ",
                    " Address1 ": " "
                }, {
                    " Name ": " APPLE INC ",
                    " RoleDescription ": " Debtors ",
                    " Address1 ": " 1 INFINITE LOOP M / S 1 ",
                    " City ": " CUPERTINO ",
                    " StateProvince ": " CA ",
                    " PostalCode ": " 95014 "
                }
            ]
},

Example Response - China

{
    "Filings": [{
            "FilingCategory": "Change Record",
            "FilingType": "Change Record",
            "FilingDescription": "Change item: 样本数据, Previous value: 样本 数据 *** 样本数据:***, New value: 样本数据 *** 样本数据:***",
            "FilingStartDate": "2016-11-03"
        }, {
            "FilingCategory": "Violations",
            "FilingType": "Abnormal Business Record",
            "FilingDescription": "Violation reason: 样本数据, Resolution: N/A",
            "FilingStartDate": "2016-07-13",
            "FilingEndDate": ""
        }, {
            "FilingCategory": "Violations",
            "FilingType": "Abnormal Business Record",
            "FilingDescription": "Violation reason: 样本数据, Resolution: N/A",
            "FilingStartDate": "2015-07-14",
            "FilingEndDate": ""
        }, {
            "FilingCategory": "Violations",
            "FilingType": "Blacklisted Record",
            "FilingDescription": "Violation reason: 样本数据, Resolution: N/A",
            "FilingStartDate": "2018-07-26",
            "FilingEndDate": "",
            "FilingRolePlayers": [{
                    "Name": "样本数据",
                    "RoleDescription": "Enforcement Department"
                }
            ]
        }, {
            "FilingCategory": "Violations",
            "FilingType": "Blacklisted Record",
            "FilingDescription": "Violation reason: 样本数据, Resolution: N/A",
            "FilingStartDate": "2019-08-09",
            "FilingEndDate": "",
            "FilingRolePlayers": [{
                    "Name": "样本数据",
                    "RoleDescription": "Enforcement Department"
                }
            ]
        }
    ]
}

In order to start using Standardized Fields on KYB, you will have to update your account configuration. Please reach out to your Customer Success Manager or email [email protected].